There are two kinds of drivers I know of: careless drivers and serious drivers. If you’re a serious driver, you will be good with just about all kinds of insurance. If you’re confident in your driving skills and your ability to stay away from trouble while out there on the road, then you just need a basic insurance package. You know something that you will be unlikely to ever need to use, because you’re serious business when you’re driving your car. A crash is not something that is going to happen on your account – if you ever get involved in such dire event, you’re 99% sure it will be someone else’s fault. Someone reckless, someone who’s danger on wheels.
Someone much like me, I’m quite dismayed to admit. I’m very good at doing many things, but when it comes to driving I’m just a major slop. I’m the kind of guy who will better pay stock of his omissions and get appropriate short term insurance. At least then, such a guy will know that careless drivers are best off relying in fool-proof precautions against car accidents. Yep, I may be a lousy driver but at least I’m insured to the tip o’my toes!